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No state income tax

Calculate your real take-home pay in Tennessee

Tennessee has no state income tax — more money in your pocket.

Quick answer: Tennessee has no state income tax. On a $75,000 salary, a single filer takes home roughly $61,593 per year in 2026 after federal income tax and FICA (Social Security + Medicare).

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$

Your take-home pay

$79,180.00

per year

$79,180 per year · 20.8% effective tax rate
Tennessee has no state income tax — more money in your pocket.
Gross pay
$100,000.00
Federal income tax
− $13,170.00
Social Security
− $6,200.00
Medicare
− $1,450.00
State income tax
$0.00
Net pay
$79,180.00

Estimates only — not professional tax advice. 2026 tax year.

Tennessee is a true no-income-tax state: salaries, wages, and even investment income go untaxed at the state level now that the former Hall Tax has been eliminated. That means a Tennessee worker keeps more of each paycheck than someone earning the same salary in a state with an income tax. The calculator below estimates your Tennessee take-home pay after federal income tax and FICA only.

How take-home pay works in Tennessee

Your paycheck starts with your gross pay. From there, the federal government takes income tax based on 2026 marginal brackets and your filing status, plus FICA — Social Security (6.2% up to the $184,500 wage base) and Medicare (1.45%, with an extra 0.9% on high earners).

Tennessee has no state income tax on wages. Its old Hall Tax on interest and dividend income was fully phased out, so as of 2026 there is no personal income tax of any kind. The only mandatory deductions on a Tennessee paycheck are federal income tax and FICA.

Estimates only — not professional tax advice.

Major cities in Tennessee

These estimates apply to workers across Tennessee, including:

Frequently asked questions

Does Tennessee tax my paycheck?
Tennessee does not impose a state income tax on wages. Only federal income tax and FICA (Social Security and Medicare) are withheld from a Tennessee paycheck.
What happened to the Tennessee Hall Tax?
The Hall Tax, which once applied to interest and dividend income, was fully repealed and is gone as of recent tax years. Tennessee now has no personal income tax of any kind.
Are there local income taxes in Tennessee?
No. No Tennessee city or county levies a local income tax on wages, so your net pay is reduced only by federal tax and FICA.
Does Tennessee have a state income tax?
No. Tennessee is one of nine states with no state income tax on wages, so you keep more of your paycheck.
How is my take-home pay calculated?
We start from your gross pay, then subtract federal income tax (2026 marginal brackets), Social Security (6.2% up to the $184,500 wage base), Medicare (1.45%, plus 0.9% over $200k), and your state income tax. Any 401(k) and pre-tax deductions are removed before income tax is figured.
Which states have no income tax?
Nine states have no state income tax on wages: Texas, Florida, Alaska, Nevada, South Dakota, Washington, Wyoming, Tennessee, and New Hampshire. Living there usually means a bigger paycheck.
Is this exact?
It is a solid estimate using 2026 federal and state rates and standard deductions. It does not capture local/city taxes, credits, or unusual situations. Treat it as a ballpark — not professional tax advice.
What is FICA?
FICA is the combination of Social Security and Medicare payroll taxes. Together they total 7.65% of most wages (6.2% Social Security up to the wage base, plus 1.45% Medicare on all wages).

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