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2026 take-home pay

Calculate your real take-home pay in Arizona

Estimate your take-home pay in Arizona for 2026.

Quick answer: Arizona has a state income tax (flat 2.5%). On a $75,000 salary, a single filer takes home roughly $59,718 per year in 2026 after federal income tax, Arizona state tax, and FICA (Social Security + Medicare).

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$

Your take-home pay

$76,680.00

per year

$76,680 per year · 23.3% effective tax rate
Gross pay
$100,000.00
Federal income tax
− $13,170.00
Social Security
− $6,200.00
Medicare
− $1,450.00
State income tax
− $2,500.00
Net pay
$76,680.00

Estimates only — not professional tax advice. 2026 tax year.

Arizona moved to a flat 2.5% income tax, making it one of the simplest and lowest-taxed wage states that still levies an income tax. Because the rate does not change with your salary, a higher income does not push you into a steeper bracket — every dollar of taxable wages is taxed at the same 2.5%. The calculator below applies that flat rate so you can quickly see how little Arizona takes out compared with high-bracket states, with the rest of your deductions coming from federal tax and FICA.

How take-home pay works in Arizona

Your paycheck starts with your gross pay. From there, the federal government takes income tax based on 2026 marginal brackets and your filing status, plus FICA — Social Security (6.2% up to the $184,500 wage base) and Medicare (1.45%, with an extra 0.9% on high earners).

Arizona uses a single flat income tax rate of 2.5% on all taxable income, one of the lowest flat rates in the country. The same 2.5% applies regardless of whether you file as single, married, or head of household. There are no additional local income taxes, so this state withholding plus federal tax and FICA covers your full paycheck deductions.

Estimates only — not professional tax advice.

Major cities in Arizona

These estimates apply to workers across Arizona, including:

Frequently asked questions

What is the Arizona state income tax rate in 2026?
Arizona applies a flat 2.5% income tax to all taxable income, no matter your filing status or salary. The calculator above uses this flat rate to estimate your state withholding.
Does Arizona have local city income taxes?
No. Arizona cities do not impose their own income taxes on wages, so the flat 2.5% state rate is the only state-level income tax deducted from your paycheck.
Why is my Arizona take-home pay relatively high?
At a flat 2.5%, Arizona has one of the lowest income tax rates among states that tax wages. With no local income tax on top, more of your gross pay stays in your pocket compared with progressive high-rate states.
Does Arizona have a state income tax?
Yes. Arizona taxes wage income (Flat 2.5%). The calculator above includes it in your estimate.
How is my take-home pay calculated?
We start from your gross pay, then subtract federal income tax (2026 marginal brackets), Social Security (6.2% up to the $184,500 wage base), Medicare (1.45%, plus 0.9% over $200k), and your state income tax. Any 401(k) and pre-tax deductions are removed before income tax is figured.
Which states have no income tax?
Nine states have no state income tax on wages: Texas, Florida, Alaska, Nevada, South Dakota, Washington, Wyoming, Tennessee, and New Hampshire. Living there usually means a bigger paycheck.
Is this exact?
It is a solid estimate using 2026 federal and state rates and standard deductions. It does not capture local/city taxes, credits, or unusual situations. Treat it as a ballpark — not professional tax advice.
What is FICA?
FICA is the combination of Social Security and Medicare payroll taxes. Together they total 7.65% of most wages (6.2% Social Security up to the wage base, plus 1.45% Medicare on all wages).

Paycheck calculators for all 50 states

Pick your state for a take-home pay estimate tuned to that state's income tax.