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2026 take-home pay

Calculate your real take-home pay in Missouri

Estimate your take-home pay in Missouri for 2026.

Quick answer: Missouri has a state income tax. On a $75,000 salary, a single filer takes home roughly $58,238 per year in 2026 after federal income tax, Missouri state tax, and FICA (Social Security + Medicare).

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$

Your take-home pay

$74,650.58

per year

$74,651 per year · 25.3% effective tax rate
Gross pay
$100,000.00
Federal income tax
− $13,170.00
Social Security
− $6,200.00
Medicare
− $1,450.00
State income tax
− $4,529.42
Net pay
$74,650.58

Estimates only — not professional tax advice. 2026 tax year.

Missouri's state income tax tops out at 4.7% in 2026 and includes a zero-rate band on the first slice of income, so the effective state rate stays modest for most workers. The catch is local: if you live or work in Kansas City or St. Louis, a 1% earnings tax is withheld on top of the state amount. The calculator below applies the Missouri state brackets alongside federal tax and FICA; add roughly 1% if the city earnings tax applies to you.

How take-home pay works in Missouri

Your paycheck starts with your gross pay. From there, the federal government takes income tax based on 2026 marginal brackets and your filing status, plus FICA — Social Security (6.2% up to the $184,500 wage base) and Medicare (1.45%, with an extra 0.9% on high earners).

Missouri uses a progressive income tax with a top rate of 4.7% in 2026, and a small band of low income is exempt before any tax applies. Two cities — Kansas City and St. Louis — also levy a 1% local earnings tax on residents and on people who work there. Our estimate covers the state rate only; the city earnings tax is separate.

Estimates only — not professional tax advice.

Major cities in Missouri

These estimates apply to workers across Missouri, including:

Frequently asked questions

What is the Missouri income tax rate in 2026?
Missouri has a progressive schedule topping out at 4.7% for 2026, with a small initial band of income taxed at 0%. Most workers reach the top 4.7% marginal rate fairly quickly because the brackets are narrow.
Do Kansas City and St. Louis have a local income tax?
Yes. Both cities impose a 1% earnings tax on residents and on non-residents who work within city limits. This 1% is in addition to the Missouri state income tax and is not included in our state estimate.
Is the Missouri tax rate going down?
Missouri has been phasing its top income tax rate down over time through revenue-triggered reductions. The 2026 top rate is 4.7%, lower than it was a few years earlier.
Does Missouri have a state income tax?
Yes. Missouri taxes wage income. The calculator above includes it in your estimate.
How is my take-home pay calculated?
We start from your gross pay, then subtract federal income tax (2026 marginal brackets), Social Security (6.2% up to the $184,500 wage base), Medicare (1.45%, plus 0.9% over $200k), and your state income tax. Any 401(k) and pre-tax deductions are removed before income tax is figured.
Which states have no income tax?
Nine states have no state income tax on wages: Texas, Florida, Alaska, Nevada, South Dakota, Washington, Wyoming, Tennessee, and New Hampshire. Living there usually means a bigger paycheck.
Is this exact?
It is a solid estimate using 2026 federal and state rates and standard deductions. It does not capture local/city taxes, credits, or unusual situations. Treat it as a ballpark — not professional tax advice.
What is FICA?
FICA is the combination of Social Security and Medicare payroll taxes. Together they total 7.65% of most wages (6.2% Social Security up to the wage base, plus 1.45% Medicare on all wages).

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